Auto Insurance
The Independent Advantage
As your local independent automotive insurance agency, we work for you to provide the right coverage at a great price. We handle questions and quotes promptly, and we’re here for you when life changes. Buying a new car? Adding a driver? Let us help you update your policy quickly and easily.
At KC Insurance, we pride ourselves on personal service, fast response times, and long-term relationships with our clients. We’re your neighbors, and your peace of mind is our priority.
Ready to hit the road with confidence? Contact us today for a free quote.

Protect What Moves You
At KC Insurance, we understand that your vehicle is your freedom, your connection to your work, your kids’ activities, and your daily life — and it needs to be protected with the care and attention it deserves. As an independent insurance agency serving the Lapeer community and surrounding areas, we have the flexibility to find a policy that fits you perfectly.
Our access to multiple top-rated insurance carriers means we can shop around for the best coverage at the most competitive price. Unlike captive agents who only offer products from one company, we tailor your auto insurance to your needs, ensuring you don’t pay for coverage you don’t need — and that you’re not left exposed where it counts.
Fill out our easy online quote request to start the process today!
Liability Insurance
Covers injuries and damages you may cause to others in an accident.
Collision Coverage
Pays for damage to your car from a collision, regardless of who is at fault.
Comprehensive Coverage
Protects your vehicle against non-collision incidents such as theft, fire, vandalism, and weather damage.
Uninsured/Underinsured Motorist
Covers your injuries and damages if the other driver is at fault but doesn’t have sufficient insurance.
Medical Payments/Personal Injury Protection
Helps cover medical costs for you and your passengers after an accident.