Homeowners Insurance

Coverage You Can Count On, Where It Matters Most

Your home isn’t just your most significant investment; it’s the heart of your life. It’s where you build memories, raise your family, and feel safe. At KC Insurance, we provide homeowners with the peace of mind that comes from knowing your property, belongings, and liability are protected.
As an independent insurance agency, we offer a personalized experience that larger corporations can’t match. We work with many of the nation’s top-rated insurers to bring you home insurance options that provide the best balance of value, protection, and flexibility.

Firefighter on a ladder above a house fire

Tailored Policies for Every Type of Homeowner: Whether you’re a first-time buyer, a long-time homeowner, or a landlord, we’ll create a policy that fits your unique situation. Own a vacation property or a rental unit? We’ve got you covered.

Why Choose KC Insurance? We believe in getting to know our clients. We’ll take the time to understand your home, your neighborhood, and your specific coverage needs. We don’t believe in cookie-cutter policies; we believe in coverage that fits your needs.

From helping you file a claim to reviewing your policy annually, we’re always just a phone call away. Your home is your haven, and we’re here to help keep it that way.

Serving Lapeer and Surrounding Michigan Communities KC Insurance is proud to offer homeowners insurance in Lapeer, MI, and nearby towns. We’re a trusted resource for residents seeking local services with a personal touch. If you’re searching online for:

  • Home insurance Lapeer MI
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You’ve found your answer with KC Insurance. We’re here to help our neighbors get the protection they need — with hometown service that’s second to none.

Protect your home the right way — get a personalized quote today.

Dwelling Protection

Covers the structure of your home in case of fire, windstorm, hail, or other covered perils.

Other Structures

Protects garages, sheds, fences, and other structures on your property.

Personal Property

Covers your furniture, electronics, appliances, and other belongings.

Liability Protection

Protects you financially if someone is injured on your property.

Loss of Use

Pays for temporary living expenses if your home becomes uninhabitable due to a covered loss.